PRIVACY POLICY

A.S.C built the NRI Calculator app as an Ad-Supported app. This SERVICE is provided at no cost and is intended for use as is.

This page is used to inform visitors regarding my policies with the collection, use, and disclosure of Personal Information if anyone decided to use my Service.

Information We Collect From You.

When you install NRI Calculator App, you are required to provide following information for the registration/login process.

Mobile Number:

We verify the mobile number provided by you by sending verification SMS using Google API.

Mobile number provided by you is a unique id serving as your account ID also used in helping you in case of any queries raised by you.

If you choose to not to submit your mobile number while registering at NRI Calculator App, in that case you cannot use NRI Calculator App.

By agreeing to this privacy policy, you explicitly give us consent to use your information as described in this privacy policy.

If you do not agree, please do not use or access NRI Calculator App/Services.

Internet connection, IP is collected automatically for logging purposes.

The information captured from you may be obtained from third party tracking services. This information is used to provide best services to you, improve NRI Calculator services, add new services, stop fraud and un-authorized use of our NRI Calculator App/Services and for other purposes. All information is only captured after your explicit permissions.

Information we track are mentioned below:

1) Device & account information

We collect device-specific information (such as your hardware model, operating system version, unique device identifiers, and mobile network information including phone number and account information on phone) to get insight of crashes and future bug fixes.

2) Your Log information

When you use NRI Calculator App, we automatically collect and store certain information in server logs. This includes:

a. information regarding how you used our app.

b. WE DON’T ASK FOR SMS PERMISSION AS WE FOLLOW GOOGLE PROTOCOL AND USE GOOGLE API. SMS IS READ BY SYSTEM AND SUBMITTED TO THE APPLICATION.

c. internet protocol address.

d. device details such as app crashes, system activity, hardware settings, the date and time of your request and referral URL.

e. cookies to uniquely identify your browser or your NRI Calculator Account.

How we use this information

We do not read or store any other messages on your mobile. SMS is read by your system as app is using google sms api for  verification SMS sent by NRI Calculator. We may also read promotional and transactional SMS sent by NRI Calculator only.

We collect your information from cookies and then use same information to improve your experience on

NRI Calculator App. We use 3rd part applications/services like Google Analytics, Adsense, etc.

Link to privacy policy of third party service providers used by the app

• • • Google Play Services
    • Firebase Analytics
    • Crashlytics

3) Location information

When you use NRI Calculator services, we may collect and process information about your location. We use various technologies to determine location, including IP address, GPS, and other sensors that may, for example, provide

NRI Calculator with information on nearby devices, Wi-Fi access points and cell towers.

How we use this information

We use your location details to improve our services and serve you Ads which are tailored & customised only for you.

4) Local device storage

NRI Calculator may collect and store information locally on your device such as application data, caches.

How we use this information

The stored information on your device is used to (a) maintain your login session on NRI Calculator (b) this information may also be used from time-to-time to sync with NRI Calculator servers and to serve you Ads that we provide to you within the app.

5) Cookies

NRI Calculator and its partners use different technologies to collect and store information from you when you visit a

NRI Calculator App, and this may include using cookies or similar technologies to identify your browser or device.

How we use this information

Information collected from cookies and other technologies is used to improve your experience and the overall quality of our App. We use multiple tools & 3rd party services like Google Analytics etc.

Information we share

We have made all necessary efforts to keep all your details safe. We do not share your personal information with companies, organizations and individuals outside of NRI Calculator App & its partner companies unless one of the following circumstances applies:

With your consent

By installing NRI Calculator app you agree to our privacy policy. You also provide us your consent to share your device level information with companies, organizations or individuals outside of NRI Calculator for analytics and marketing purpose.

For external processing

Based on our instructions our affiliates or other trusted businesses or individuals process information we share with them for us. We do take appropriate confidentiality and security measures as per compliance with our Privacy Policy.

For legal reasons

NRI Calculator might share your personal information with companies, organizations or individuals working directly or indirectly for NRI Calculator.

– To meet any applicable law, regulation, legal process or enforceable governmental request.

– To enforce Terms of Service, including investigation of potential violations.

– To detect, prevent, or otherwise address fraud, security or technical issues.

We may share non-personally identifiable information with our partners like publishers, advertisers or connected sites. For example, we may share information publicly to show trends about the general use of our services.

Personally identifiable information may be transferred as an asset in connection with a merger or sale (including any transfers made as part of an insolvency or bankruptcy proceeding) involving all or part of our business or as part of a corporate reorganization, stock sale, or other change in control. Your visit and any dispute over privacy are subject to this policy and our terms and conditions, including limitations on damages.

We will only share your personal information with other companies or individuals outside of

NRI Calculator & its partner companies in the following circumstances:

– To process your payment and to maintain your account.

– To complete your registration for a service provided by a third party

The information that we collect, including information obtained from third parties, is shared with our affiliates, meaning other companies owned, controlled or are in partnership with NRI Calculator. Our affiliates, which can be financial and nonfinancial entities, will use such information for their everyday business purposes.

Links to third party sites / services

At NRI Calculator Site/ App you will find links to other websites or apps. Such sites have their on respective privacy policies, which are beyond our control. If you click on those links and visit those websites, then you will be governed by the privacy policy of the operator of the site you are visiting.

NRI Calculator policy may differ from theirs. If you can’t find the privacy policy on visiting any of these sites via a link from the site’s homepage, you should contact the site directly for more information.

Any information or details you provide directly on visiting these third party merchant; website or application is not covered by

NRI Calculator privacy notice.

NRI Calculator is not responsible for the privacy or security practices of merchants or other third parties with whom you choose to share your personal information directly. You should review the privacy policies of any third party website with whom you choose to share your personal information directly.

Information Security

NRI Calculator has security measures in place in order to protect the loss, misuse, and alteration of the information under our control. Once your information is in our possession we adhere to strict security guidelines, protecting it against unauthorized access.

Permissions that we require

NRI Calculator Android App requires following permissions from you to perform normally on your device

• • 1. Identity to Find accounts on your device.
    2. Location – Get precise location of your device and associate it with your NRI Calculator account.
    3. SMS – To send Verify OTP SMS for NRI Calculator signup and registration process. We may also use it for Analytics, Marketing & Targeting purposes.
    4. Other Permissions such as: Receive data from Internet, full network access to read the application api from server.

 

If you have any questions or suggestions about my Privacy Policy, do not hesitate to contact me at mmdexam@outlook.com